I. MORTGAGE CLASS INTRODUCTION
Margaret walks you through the four main opportunities to create a profit or loss. The important step of tracing the life of a loan is also presented.

II. LOAN PROCESSING
This course covers guidelines for loan processing and compiling documentation that includes preparation of the loan application.

III. LOAN ORIGINATION PROCESS
Mortgage banking programs and the qualities of a loan officer are addressed. These qualities include integrity, which is extremely important.

IV. PROPERTY APPRAISAL
An introduction to property appraisal with emphasis on the purpose of the appraisal, new form and prevention of flipping.

V. FILLING OUT THE LOAN APPLICATION
Learn how to accurately gather information for each application, as well as accurately relate information necessary for the loan.

VI. DISCLOSURE FORMS
An explanation of the process involved in filling out documents relating to income, alimony, child support, or separate maintenance. The GFE is also discussed.

VII. MORTGAGE UNDERWRITING
The Mortgage Underwriting course showcases the essential qualities in an underwriter, and covers the responsibilities of the underwriter.

VIII. LOAN CLOSING
The loan closing course starts with an introduction to the preparations and assembling of each loan. Emphasis is placed on important considerations.

IX. CREDIT REPORTS AND TITLE INSURANCE
Margaret shows how to interpret a merged credit report, as well gives an understanding of the title insurance industry.

X. MORTGAGE PITFALLS
Knowing what to watch out for helps you avoid traps when complying with loan requirements. Some informative tricks of the trade are also discussed.

XI. MARKETING LOANS AND NICHE PRODUCTS
In this course, you'll uncover the various marketing materials needed, examples of niche products, and the all-important sources for achieving new loans.